How to refinance for nearly free
0:40
YouTubeRick Baker Top 4% in the world for Coldwell Banker
How to refinance for nearly free
Refinancing doesn't have to be a financial burden. By understanding the timing of your payments—specifically skipping that first month—you can effectively cut your costs by nearly half. Instead of accepting the standard mortgage buy downs offered by sellers, leverage that credit to cover your closing costs entirely. Keep your own capital in ...
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TikTokstephanie.schutt
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I had a client who needed to refinance her home as part of her divorce decree. Simple enough on the surface, except she was receiving child support income that was going into a joint account, which didn't meet loan guidelines. We didn't have enough income history in her own account to use it for qualification. She got it done, but not the way she wanted. Her father had to come on as a co-borrower to make it work. If she had come to me six months earlier, we could have fixed the account situation
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