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5 financial traps keeping South African families broke right now. Number 5 is funeral policies that don’t cover enough. The average funeral costs R70,000 to R84,000. Most families are under-insured and borrow money at 20% to 40% interest to cover the gap. Number 4, growing at 23% every year, is Buy now Pay later. Half of South Africans used these services more than once last year. When you miss one payment the fees stack up and you owe money on 5 different things. Number 3, with average debt of
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