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financialpost.com
📉 More than 60% of Canadian homeowners are heading toward renewal and most aren’t ready for what’s coming 👇 The Bank of Canada projects the largest wave of mortgage renewals in decades by the end of 2026. And for many, it’s going to mean higher payments, tighter budgets, and tough choices. Here’s what that looks like: 🏠 Most borrowers locked in during 2020–2021 at 1.5–2.5% rates. 💸 Renewal rates today are closer to 4%–5%, even with recent rate cuts. 📈 The Bank of Canada estimates that payme
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📉 More than 60% of Canadian homeowners are heading toward r…
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#stitch with @unCOUVER The American homeowner and the U.S. economy isn’t hurt by rising interest rates nearly as much as we are as Canadians, because their mortgage TERMS are as long as 30-years. In Canada, we renew our mortgages every 3-5 years or so, and so the impact of rate changes hits harder here (as more and more homeowners renew into higher rates). #canadavsusa #canadianrealestate #realestate #mortgage #canadianmortgage #mortgagerenewal #costofliving #inflation #interestrates Andrew Syne
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