Check our interactive map to find today's average 30-year mortgage refinance rate for any U.S. state. Right now, the lowest rates are in New York, California, and North Carolina.

With the Federal Reserve's July meeting on the horizon, many prospective homebuyers and homeowners are wondering what it could mean for mortgage rates. After years of relatively high borrowing costs, even the slightest dip could open doors for those hoping to buy or refinance. But the path forward is far from clear.

June, rates on 30-year refinance loans moved lower Wednesday. Rate movement was mixed for other refi loan types.

With June's inflation reading coming in hotter than the month prior, the Fed is under renewed pressure to maintain its current target range for the federal funds rate. Analysts now see little chance of a rate cut in the near term. That means HELOC borrowers are unlikely to see significant rate drops anytime soon.

Tariffs are pushing 10-year Treasury yields higher—here’s why that could mean bad news for your mortgage refinancing plans and long-term borrowing costs.

Homeownership is often seen as a cornerstone of the American Dream. But for some who bought in recent years, it’s become a costly source of stress.

Americans saw a chance to save a few dollars on their monthly mortgage payments and took it, pushing refinance applications up 40% versus a year ago.

If you're looking to lower your interest rate or pay off your home faster, a 15-year mortgage refinance could be a good option. Here are the current rates.

Mortgage rates today are steady, but loan demand fell 10% after recent rate increases. See what’s driving today’s trends.