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Mortgage Rate Predictions: Here's Why Rates Are Staying High in July
Experts say average 30-year fixed mortgage rates are likely to stay above 6.5% in the coming months, with a potential for small and temporary dips, not substantial drops. Prospective homebuyers are also contending with a long-standing housing shortage, high home prices and a loss of purchasing power.
The average rate on 30-year fixed home loans increased to 6.72% for the week ending July 10, up from 6.67% last week.
If you’re under contract or nearing purchase, locking in today’s rate could hedge against near-term market volatility.
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