Need to move a retirement account from a former employer? Here's how a rollover IRA works

You can then request a direct rollover from your old employer's plan so the funds go straight into your IRA, which keeps your ...

I’m 45 with $75K in my 401(k). I only save 50% of my yearly limit to maintain my lifestyle — but should I save more?

Let’s say you’re 45 years old, living comfortably and have a 401(k) balance of $75,000. You contribute to your retirement ...
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Cash Balance Plan vs. 401(k): Key Differences for Retirement

Cash balance plans and 401(k)s are both employer-sponsored retirement options, but they work differently. A cash balance plan is a type of pension that promises a set payout at retirement based on a ...