Social Security plays a different role for each generation — here’s how people can factor benefits and future changes into smart retirement planning.

Now the good news is that Social Security benefit payments can never decrease from one year to the next due to Medicare premium hikes. The program has a hold-harmless provision that states that if a ...

You may not be able to predict exactly how long you'll live, but it's a good idea to plan for a longer-than-expected life.