You may be saving more in an easy-to-contribute retirement savings vehicle, but you're giving up a great deal of flexibility.

Key Points With a 401(k), you could face an early withdrawal penalty for removing funds before turning 59 1/2. Under certain ...

Learn about the difference between Life Insurance and 401(k) plans. Know about their definition, benefits, risks and how they ...

New 401k catch-up contribution rules in 2026 will change taxes for high earners over 50. Learn how scammers exploit these ...

The change means that in 2027, workers aged 50 and older who earn $145,000 or more must make their 401 (k) contributions after paying taxes. Some plans, however, may make the change in 2026 “using a ...

Nevertheless, even if only as a starting point to determine how you're doing and then make any necessary changes to your ...

Retiring in the next decade or so? This 8-step checklist helps you shore up your finances, cut costs and maximize Social ...

Regulators and policymakers have been looking for ways to diversify retirement portfolios and improve long-term returns, and they may be getting their wish. In August, President Trump signed a ...

In August, President Donald Trump signed an executive order that will allow Americans to add such alternatives as cryptocurrency, real estate and private equity into their 401(k) retirement savings, ...

Looking to make catch-up contributions now that you’re finally earning a good wage? There’s a new income test on the horizon.

Nearly $9 trillion sits in 401(k) accounts nationwide, according to the Investment Company Institute. Half of all private-sector workers now participate in the plans, a record high. But 401(k) dollars ...

Learn why more Americans are tapping into their 401(k) savings and the potential consequences. Find out expert advice on ...