Unfortunately, if you apply for your spousal benefit when you reach full retirement age, your own benefit will no longer accrue delayed filing credits. While that’s a cut-and-dried answer, I’ll ...

Today's column addresses questions about filing a restricted application for spousal benefits only after filing for and suspending a retirement benefit, effects of low income before filing, survivor's ...

A small group of people can still take advantage of a Social Security rule that will soon be phased out. The Social Security provision is called filing a restricted application to receive spousal ...

This could be a game changer for your Social Security benefits.

If you're thinking about claiming Social Security spousal benefits in 2024, it's a big milestone. But before you apply, ask yourself the following three questions. It's important to ask this question ...

Among Social Security’s many beneficiaries are spouses. These include those who have never worked outside the home and haven’t contributed to the program. In some situations, even ex-spouses may be ...

It started as a small realization that quickly turned into a bigger concern. Consider this scenario: after sitting down to review their finances one afternoon, Tom, 79, notices something that doesn't ...

Questions, I get questions from readers--and plenty of them are about Social Security's valuable spousal and survivor benefits. The recent decision by Congress to phase out the file-and-suspend and ...

There are a lot of articles about how retired workers can know when they're ready to claim Social Security, but there's a lot less advice about claiming spousal benefits. The decision is equally ...