Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

This backdoor Roth 401(k) loophole lets high earners contribute to Roth plans and enjoy tax-free withdrawals when they retire ...

Roth conversions to secure tax-free withdrawals during retirement are gaining popularity as Gen X gets closer to retirement, but financial advisers warn that the decision to convert should be ...

I want to do three Roth conversions in the next three years before I turn 73 in 2027 so that my beneficiary doesn't have to ...

Quick ReadMedicare's two-year income lookback means Roth conversions completed before age 63 never trigger IRMAA surcharges, ...

There’s a strategy that could help turn these new investment accounts into tax-free vehicles in retirement, some experts say.

If you own a Roth IRA, you already know the pitch: contribute after-tax dollars, let them grow, pull them out tax-free in ...

Higher-income earners must make 401(k) catch-up contributions with after-tax dollars and place them in a Roth account.

A Roth IRA is a retirement savings account that uses after-tax dollars for contributions, offering you tax-free growth and tax-free withdrawals in retirement. Before converting your retirement account ...

Roth conversions to secure tax-free withdrawals during retirement are gaining popularity as Ge n X gets closer to retirement, but financial advisers warn that the decision to convert should be ...