Mortgage Research Center. Rates averaged 5.25% for a 15-year financed mortgage and 5.99% for a 20-year financed mortgage.

Looking to buy a home or refinance your existing one? Here are the mortgage interest rates to know right now.

The rate on a 30-year fixed refinance dropped to 6.02% today, according to the Mortgage Research Center. Rates averaged 5.27% for a 15-year financed mortgage and 5.93% for a 20-year financed mortgage.

A $400,000 mortgage refinanced at today’s rates could lower monthly payments by roughly $260, though closing costs can offset those savings.

Mortgage rates dropped again last week, sparking a small jump in refinancing, but potential buyers were not impressed.

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