HomeXpress launched on ARIVE, giving approved brokers in-platform access to non-QM and investor loan pricing and products.

Non-QM lenders have been going through a turbulent time in the past few months. HousingWire recently spoke with John Jeanmonod, Regional Vice President of Sales at Angel Oak, about non-QM lending and ...

A Data-Driven Future The DBRS Morningstar report highlights that while the mortgage industry has faced headwinds, the foundation is being poured for a stable 2026. For home buyers, this means Non-QM ...

Today’s non-qualified mortgage (Non-QM) landscape is growing, as more borrowers with limited documentation and high debt-to-income ratios seek home ownership. Many of these borrowers offer a high ...

Some homebuyers don’t fall into the standard mortgage lending box. Usually, it’s for factors related to their creditworthiness and income level or income predictability. That’s where a non-qualified ...

A non-qualifying, or non-QM, loan doesn't meet the Consumer Financial Protection Bureau's requirements for qualified mortgages. Those with unusual financial situations or rocky credit histories can ...

On Jan. 10, 2021, the Consumer Financial Protection Bureau’s (CFPB) “QM Patch” will expire, meaning that Fannie Mae and Freddie Mac will no longer be allowed to back loans for consumers with DTI ...

For creditworthy borrowers who don’t meet traditional lending requirements, a non-QM loan can provide a (more expensive) path to homeownership. Some or all of the mortgage lenders featured on our site ...

Firms that implemented a new quality management (QM) system early have had time to test the new approach, detect gaps, and improve what’s not working as well as they expected. Anders started to design ...

In a significant final rulemaking with potentially far-reaching consequences for the residential mortgage markets, the Consumer Financial Protection Bureau (“CFPB”) is terminating the “QM Patch” and ...