Charles Schwab is one of the best overall IRA providers, with high-quality customer service, no account minimum and low fees. The company offers a large selection of no-transaction-fee funds, gives ...

The best Roth IRA accounts include Fidelity, Charles Schwab, SoFi, Robinhood and Interactive Brokers. Roth IRA accounts offer a significant tax savings in exchange for investing for retirement.

Most college students spend their energy on midterms, tuition bills, Post Malone concerts, spring break plans, and maybe ...

Fact checked by Vikki Velasquez Key Takeaways A 401(k) might be your best bet for saving more for retirement. A recent study shows that people with 401(k)s were able to save 29% more for retirement ...

The only potential "catch" with a Roth is that you must qualify to fund one, and higher earners might not. Other than that, ...

You may be saving more in an easy-to-contribute retirement savings vehicle, but you're giving up a great deal of flexibility.

CHARLOTTE — Elroy Bupp likes fishing, especially from the pier at the ocean -- but fishing for his retirement money, not so much. He says he got a letter about his 401(k) about ten years ago. “It said ...

You can then request a direct rollover from your old employer's plan so the funds go straight into your IRA, which keeps your savings tax-deferred and avoids penalties. You can also do an indirect ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

Required minimum distribution amounts are calculated by dividing a life expectancy factor into the relevant account balance from Dec. 31 of the preceding year. For instance, to calculate RMD amounts ...