Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

Paying off collections improves your finances, but what happens to the negative mark on your credit report?

Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...

Millions of Americans are struggling with credit card debt, and in 2026, some may qualify for relief through credit card debt ...

With federal oversight in retreat, deep-pocketed collection companies are aggressively pursuing down-and-out consumers who are struggling with record levels of credit card debt. Meanwhile, consumer ...

Credit card debt forgiveness: Is it possible? Quick to go up, painfully difficult to bring down. Sound familiar? Most U.S. adults have credit card debt, and if you're struggling to pay yours off or ...

President Trump recently took to Truth Social to call for a one-year cap on credit card interest rates at 10%. The proposal ...