Toasting to friends and family over the holidays is one of life's little pleasures, but you don't want to wait until you're a few smart eggnogs into the festivities before thinking about what you want ...

As the clock ticks down toward midnight on Dec. 31, it’s easy to just yell, “Cheers!” and throw back your drink before moving on to the next person. But if you do that, you’re missing the chance to ...